Terms & Conditions
If you do not agree with these Terms, please stop using the Services. The use of this website is subject to the following terms: You understand and accept that RAM FUND MANAGEMENT maintains the website - https://finshoppe.com, to provide visitors with information about Finshoppe, its services, and products, and to enable visitors to avail its services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time to time as communicated and made available on the website.
You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video, and audio content) on the website is protected by copyright in favor of Finshoppe under the applicable copyright laws and the general intellectual property law. You understand and accept that all information submitted by you on the site shall be deemed the property of Finshoppe, and Finshoppe shall be free to use any ideas, concepts, know-how, or techniques provided by you in any manner whatsoever. On initiating a contact through the site, you agree to be contacted by Finshoppe via email, phone, SMS, or any other means, or any other entities with whom Finshoppe has entered into an arrangement. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use. You agree that you will not use Finshoppe's websites for any purpose that is unlawful or prohibited by these terms. You also agree you will not use the sites in any manner that could damage, disable or impair the website, or interfere with any other party's use, or enjoyment of the website. You acknowledge that the software and hardware underlying the site and other Internet-related software required for accessing the website are the legal property of the respective vendors. The permission given by Finshopee to access the website will not convey any proprietary or ownership rights in the above software/hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software/hardware underlying the website, or create any derivative product based on the software/hardware. You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by Finshoppe on the site. Finshoppe reserves the right to determine the availability and eligibility for any product or service. You understand and accept that Finshoppe is not responsible for the availability of content, or other services on third-party sites linked to the website. You are aware that the access of hyperlinks to other internet sites is at your own risk, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored, or endorsed by Finshoppe in any way. Finshoppe does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title, or non-infringement concerning any information or services or products that are available or advertised or sold through these third-party websites. Finshoppe shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of Finshoppe to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues. "Force Majeure Event" means any event due to any cause beyond the reasonable control of Finshoppe, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc. You understand and accept that Finshoppe has the absolute discretion to amend or supplement any of the terms at any time, and will give prior notice of 30 days for such changes. The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using Finshoppe's services, you shall be deemed to have accepted the changed terms and conditions. You accept that the Courts in Hyderabad alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealings with Finshoppe All disputes will be governed by the laws of India. You understand and agree that these terms are in addition to, and not in derogation of, the applicable terms and conditions relating to your usage of any Finshoppe services that you may be currently availing, or may avail in the future.

SEBI Caution Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Past performance is not an indicator of future returns.

Billing and Cancellation

Billing Cycle. The membership fee for Finshoppe.com and any other charges you may incur in connection with your use of the service, such as taxes and possible transaction fees, will be charged every year to your Payment Method on the calendar day corresponding to the commencement of the paying portion of your membership. We may start monthly payment options in the future and will update this accordingly.

Payment Methods. We use Razor pay services for payment methods. We do not save or intend to save any of your financial data. You will have to manually renew your membership after 1 year.

Changes to the Price and Subscription Plans. We may change our subscription plans and the price of our service from time to time; however, any price changes or changes to our subscription plans will apply to you no earlier than 30 days following notice to you.

As the original purchaser of content sold on Finshopee, you are entitled to access and use the content which is identified in the course and which is on the Finshopee website, at www.finshoppe.com ("Website"). To access and use this content, you must register with Finshopee and create a password to use in accessing the content on the Website. Your password is unique and exclusive to you, and you may not transfer your password to any other person or allow any other person to use your password to access or use the content on the Website. You agree to notify RAM FUND MANAGEMENT immediately if any other person makes unauthorized use of your password. RAM FUND MANAGEMENT reserves the right to suspend or revoke your password in the event of any misuse of your password or any use of your password in violation of these Terms and Conditions. In the event of any such suspension or revocation, you will not be entitled to any refund or payment.

These Terms of Use govern your access to and use of the Website and the content on the Website. By accessing and using the Website, you agree to these Terms of Use. If you do not agree to any of these Terms of Use, you may not access or use the site. RAM FUND MANAGEMENT reserves the right to modify these Terms of Use at any time and its sole discretion. Your use of the Site following any modification will constitute your assent to and acceptance of the modifications. Upon registration, RAM FUND MANAGEMENT grants you a non-exclusive, non-transferable, non-assignable, personal license to access and use the RAM FUND MANAGEMENT content identified in the content you purchased via an online/offline reader.

RAM FUND MANAGEMENT will not be liable for any delay or interruption in your access to the site or any content located on the site, or for any transmission errors, equipment or software incompatibilities, force majeure, or other failures of performance. RAM FUND MANAGEMENT will use reasonable efforts to correct any failure of performance, but RAM FUND MANAGEMENT will not be required to make any changes to any equipment or software used by RAM FUND MANAGEMENT or its contractors or agents to ensure compatibility with any equipment or software used by you. You may not use the site or the content on the site for any commercial purpose, including but not limited to the use of any of the content to market or sell goods or services to any person. You agree not to launch any automated system, including without limitation, "robots," "spiders," or "offline readers," to access the site.

RAM FUND MANAGEMENT reserves the right to change, suspend access to, or remove any or all of the content on the Website at any time, for any reason, at its sole discretion. RAM FUND MANAGEMENT also reserves the right to discontinue the Website at any time, either temporarily or permanently. In the event of the removal of any content from the Website or the termination of the Website, you will not be entitled to any refund or payment.
You agree that your use of the site shall be at your sole risk, and ram fund management will not be held liable in any way for your use of the site or any information contained on the site. All content contained in or referred to on the site is provided "as is," without any representations or warranties, express or implied. To the fullest extent permitted by law, ram fund management disclaims all warranties, express or implied, including, without limitation, all implied warranties of merchantability and fitness for a particular purpose. Ram fund management makes no warranties that the site will be error-free, or that any errors will be corrected, or that the site or the server from which the site is operated will be free of viruses or other potentially harmful codes. Under no circumstances, including negligence, shall ram fund management be held liable for any direct, indirect, incidental, special, or consequential damages and expenses of any kind (including, without limitation, personal injury or property damage, lost profits, and damages arising from computer viruses, business interruption, lost data, unauthorized access to or use of site servers or any personal information stored therein, or any interruption or cessation of operation of the site) arising out of or in any way connected with the use of the site or any information contained on the site, whether such damages are based on contract, tort, strict liability or otherwise, even if advised of the possibility of such damages.
You agree to indemnify, hold harmless and defend RAM FUND MANAGEMENT from and against any claims, damages, losses, liabilities, judgments, awards, settlements, costs, and expenses (including attorney's fees and court costs) arising out of or resulting from your use of this Website or the violation by you of any of these Terms of Use.
You agree that any cause of action arising out of or related to this site, or your use of this site must commence within one (1) year after the cause of action accrues, and will thereafter be permanently barred.
These Terms of Use constitute the entire agreement between you and RAM FUND MANAGEMENT concerning your use of the Website and the contents of the Website. If any provision is deemed invalid by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. No waiver of any the Terms of Use shall be deemed a further or continuing waiver of such term or condition or any other term or condition, and any failure by RAM FUND MANAGEMENT to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

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